Scams and phishing attempts increasingly target older adults. Here are free, trustworthy resources — plus a few quick habits — to help you or a loved one stay safe online.
Free scam-tracking tools, a helpline, and alerts on the latest scams targeting seniors — no AARP membership required.
aarp.org/money/scams-fraud →The Federal Trade Commission's plain-language guides on recognizing and reporting scams, identity theft, and phishing.
consumer.ftc.gov/features/scam-alerts →The federal Cybersecurity & Infrastructure Security Agency's tips for strong passwords, safe browsing, and device security.
cisa.gov/secure-our-world →Guides written specifically for older adults on avoiding fraud and protecting personal and financial information online.
ncoa.org — Scams Targeting Older Adults →If someone calls claiming to be your bank, the IRS, or a grandchild in trouble, hang up and call the number you already know is real.
Unexpected texts or emails about a package, a prize, or a locked account are almost always phishing. Go to the real website directly instead.
Reusing one password means one leaked account can unlock all of them. Write passwords down in a notebook if that's easiest to remember.
No real government agency, utility, or business will ever ask you to pay a bill or fine with gift cards. That request always means scam.
Before sending money or personal information, pause and ask a family member or call THHYE. A second opinion catches most scams.
Our free sessions walk through real scam examples so you can recognize the warning signs before they cost you anything.